Tax1099 review

Pay-per-form IRS e-filing for 1099s and W-2s, with the deepest integration list and review base of its rivals

Unpaid review. We currently earn nothing if you sign up for Tax1099 — links here go straight to the vendor. We review it anyway because it's the honest answer, and scores never depend on commissions — how we test.

ToolsGavel verdict

Tax1099 is the most proven and most integrated of the three 1099 e-filers in this guide, backed by 740 combined Trustpilot and Capterra reviews and a form library neither competitor matches. But a mid-2026 report of filings that never reached the IRS despite a paid 'success' status, plus a recurring one-star theme about slow support during the January-February peak, means the biggest name here isn't automatically the safest bet for a filer who can't afford a mistake at deadline time.

4.2
out of 5
Finance & Back Office From $2.99 per form

Best for: Freelancers and small businesses that want the most proven, most-integrated 1099 e-filer and are willing to read the support reviews before they ever need support themselves

Try Tax1099 Last verified: October 23, 2026

What we liked

  • Tax1099 names more integrations than either competitor, and its own homepage claims 12+ no-code integrations, including QuickBooks, Xero, Bill.com, Sage Intacct and NetSuite (tax1099.com)
  • The largest independent review base of the three finalists: 488 Trustpilot reviews at a 4.4 TrustScore and 252 Capterra reviews at 4.5 out of 5 (Trustpilot / Capterra)
  • A free Essential tier with no annual subscription, so a freelancer filing a handful of forms once a year never pays a platform fee, only the per-form price (tax1099.com/tax-1099-efile-pricing)
  • TIN verification scales both ways: $1 for a single real-time check or $150 per 10,000 records in bulk, useful for a creator who onboards contractors one at a time through the year (tax1099.com/tax-1099-efile-pricing)
  • Optional Teams ($249/yr) and Scale ($349/yr) plans bundle 250 free TIN matches and API access for filers who do this every season (tax1099.com/tax-1099-efile-pricing)

What to watch

  • A Trustpilot review from July 2026 describes three W-2 filings that never reached the IRS despite a paid submission and an on-screen 'success' message, one data point, but severe enough on a tax-compliance tool's core job to flag regardless of how often it happens (Trustpilot)
  • Slow support during the January-February filing peak is a recurring complaint across several Capterra one-star reviews, not a single account: a phone line callers say 'simply hangs up,' emails left unanswered for over ten days, and a 2026 move to an AI chatbot that reviewers say made busy-season support worse (Capterra)
  • The pricing page doesn't clearly separate a state-filing fee from the federal rate card, so you can't budget the state cost with confidence before signing up (tax1099.com/tax-1099-efile-pricing)
  • G2's own review count for Tax1099 isn't stable: it showed 13 reviews in one cached snapshot and 15 in another on the same day, so treat that rating as approximate rather than precise (G2)

How much does Tax1099 really cost?

Starting price $2.99 per form
Permanent free tier No
Price last verified October 23, 2026, against the live pricing page at tax1099.com

Tax1099 is a pay-per-form e-filing platform for 1099s, W-2s, 1095s and several other IRS information returns, built by Zenwork, Inc. for freelancers, small businesses and the accountants who file on their behalf. Federal e-filing starts at $2.99 per form for the first 20 forms in a batch and drops at every volume tier down to $0.72 per form past 500, before add-ons for TIN matching, W-9 collection and recipient delivery. It carries the largest independent review base of the three tools in this guide: 488 Trustpilot reviews at a 4.4 TrustScore and 252 Capterra reviews at 4.5 out of 5. That scale comes with a real complaint worth knowing before you file: a mid-2026 review describes paid filings that never reached the IRS, and a cluster of one-star reviews points to slow support during the exact weeks filers need it most.

What Tax1099 is for

Tax1099 covers a wide form library: 1099-NEC and the rest of the 1099 series, W-2, 1095 (ACA) forms, and the 940/941/94X series. It connects to QuickBooks Desktop and Online, Xero, Bill.com, Sage Intacct, Oracle NetSuite, Zoho Books, FreshBooks, Tipalti, Entrata and Zapier, more named integrations than either TaxBandits or Avalara publishes for its own 1099 product. A freelancer who pays contractors through QuickBooks can pull vendor data straight in instead of retyping names and amounts by hand. The free Essential tier removes the subscription decision entirely: there’s no annual fee, and you only pay per form when you actually file, which suits someone who hires a handful of contractors once a year and nothing more.

Pricing tiers and what gets added on

Forms in the batchPrice per form
1–20$2.99
21–150$2.59
151–250$1.99
251–500$1.42
501–1,000$0.72
1,000+Custom quote

Five forms at the lowest tier run $14.95 for federal e-filing; 25 forms land in the next tier down at $2.59 each, for $64.75. Add eDelivery at $0.50 per form and those totals become $17.45 and $77.25; choose postal mail instead at $1.95 per form and they become $24.70 and $113.50. TIN verification is billed separately at $1 per real-time check or $150 per 10,000 records in bulk, and collecting a W-9 costs $1 per form (dropping to $7 for 25, or $95 for 1,000), a fee on top of the e-file price, not a substitute for it. State filing is listed at the same tiered rate as federal, but the pricing page doesn’t clearly show it as its own separate fee schedule, so budget conservatively until you’ve confirmed the real number for your state. One thing worth stating plainly: Tax1099 shows the per-form rate as a whole-batch tier, and that’s how we priced every total above, but the pricing page doesn’t confirm at checkout whether the discount covers every form once you cross a threshold or only the forms above it.

Filing deadlines and the 2026 threshold

Form 1099-NEC is due to both the recipient and the IRS by January 31 under the standard rule. January 31, 2027 falls on a Sunday, so the effective deadline for tax year 2026 forms shifts to Monday, February 1, 2027, per the IRS Instructions for Forms 1099-MISC and 1099-NEC (Rev. December 2026, irs.gov/instructions/i1099mec). The same instructions raise the reporting threshold for nonemployee compensation on Form 1099-NEC to $2,000 for payments made after December 31, 2025, up from the old $600 line, with the IRS’s inflation indexing of that figure beginning at the 2027 threshold. If you’re weighing whether you need a paid filer at all this season, our 1099 filing software guide covers the free IRS IRIS portal and the 10-return e-file rule before you spend anything.

What users say in reviews

Tax1099’s G2 rating hovers around 4.2 stars, though the review count itself isn’t stable: cached snapshots on the same day showed 13 reviews in one and 15 in another, so treat that number as approximate. Capterra is a stronger, larger sample: 4.5 out of 5 across 252 reviews, with sub-scores of 4.4 for features, 4.5 for value, 4.4 for ease of use and 4.1 for customer service, that last number sitting noticeably below the rest. Trustpilot’s 488 reviews average 4.4, with 78% five-star and a meaningful 12% one-star minority. Inside that one-star slice sits the complaint that matters most: a reviewer named Carrie Stephens reported in July 2026 that three W-2 filings never reached the IRS despite a paid submission and an on-screen success acknowledgment, the same filing pipeline Tax1099 uses for 1099s. Separately, several Capterra one-star reviews describe a phone line that “simply hangs up on the caller,” an email thread left unanswered for over ten days despite submitted video evidence, and a 2026 move to an AI chatbot that reviewers say made support slower during the January-February peak, exactly when a filer with a rejected form has the least time to fix it.

Who should skip it

Tax1099 is a weak fit for anyone who wants the lowest possible per-form price on a small batch. TaxBandits charges $13.75 for the same five forms against Tax1099’s $14.95, and throws in free state filing when your state participates in the IRS Combined Federal/State program. It’s also not the strongest option if W-9 collection from new contractors is your main headache; Tax1099 charges $1 per form for that, while Avalara 1099 & W-9 bundles it free up to a plan limit. Given the July 2026 filing-reliability report, anyone filing close to the deadline should screenshot the confirmation and check their IRS transcript a few weeks later, not just trust the dashboard’s success message.

Pricing note: Tax1099 charges per form on a six-tier federal e-file rate card: $2.99 each for 1-20 forms, $2.59 for 21-150, $1.99 for 151-250, $1.42 for 251-500, $0.72 for 501-1,000, and a custom quote past that. We priced the worked totals in this review at the whole-batch tier rate, which is how the card reads, but Tax1099 doesn't confirm at checkout whether a lower tier covers every form once you cross the threshold or only the forms above it, so treat the dollar figures as approximate. State filing is listed at the same tiered rate on the pricing page, but it isn't clearly broken out as its own fee schedule, so budget conservatively until you've confirmed the real number with support. TIN verification runs $1 per real-time check or $150 per 10,000 records in bulk. W-9/W-8 collection costs $1 per form, dropping to $7 for 25 or $95 for 1,000 in bulk, a fee on top of the e-file price, not a substitute for it. Recipient delivery by eDelivery (effectively email) runs $0.50 per form; domestic postal mail is $1.95 per form, international $4.99. Corrections follow the same tiered rates, since no separate correction fee is published. An optional Essential plan is free with no annual commitment, pay-per-form only; Teams costs $249/yr and bundles 250 free TIN matches, and Scale costs $349/yr and adds API access and workflow management.

Frequently asked questions

How much does Tax1099 cost for 5 or 25 1099-NEC forms?

Federal e-filing runs $2.99 per form in the 1-20 tier, so 5 forms costs $14.95, and $2.59 per form in the 21-150 tier, so 25 forms costs $64.75. Add eDelivery at $0.50 per form and those totals become $17.45 and $77.25; switch to postal mail at $1.95 per form and they become $24.70 and $113.50. One thing worth saying plainly: Tax1099 shows these as whole-batch tier rates, and we priced the examples that way, but the pricing page doesn't confirm at checkout whether the discount covers every form in the batch or only the forms above the threshold, so treat the totals as approximate.

Does Tax1099 file state 1099s?

It lists state filing at the same tiered rate as its federal e-filing, but the pricing page doesn't clearly show state filing as its own separate fee schedule. Budget for state filing to roughly double your federal cost until you've confirmed the actual number with Tax1099 support for your state.

Can Tax1099 collect W-9s and run TIN matches?

Yes, both as paid add-ons, not part of the base e-file price. W-9/W-8 collection costs $1 per form, dropping to $7 for 25 or $95 for 1,000 in bulk. TIN matching costs $1 per real-time check or $150 per 10,000 records.

When is the 1099-NEC deadline for tax year 2026 forms?

Both the recipient copy and the IRS copy of Form 1099-NEC are due by January 31 under the standard rule, but January 31, 2027 falls on a Sunday, so the effective deadline for tax year 2026 forms shifts to Monday, February 1, 2027, per the IRS Instructions for Forms 1099-MISC and 1099-NEC (Rev. December 2026, irs.gov/instructions/i1099mec). The same instructions raise the reporting threshold for nonemployee compensation on Form 1099-NEC to $2,000 for payments made after December 31, 2025, up from the old $600 line, with inflation indexing starting at the 2027 threshold. This isn't tax advice, and your own filing obligations depend on your specific situation, so check the current-year IRS instructions or a tax professional before you rely on either number.

Is Tax1099 IRS-authorized?

Tax1099 describes itself as an IRS-authorized e-filing platform, which is plausible given its scale and years in the category, but we couldn't independently verify a Tax1099 or Zenwork-specific listing on the IRS's own e-file provider directory. Treat it as a vendor-stated claim rather than an independently confirmed one.

Bottom line

Tax1099 is the most proven and most integrated of the three 1099 e-filers in this guide, backed by 740 combined Trustpilot and Capterra reviews and a form library neither competitor matches. But a mid-2026 report of filings that never reached the IRS despite a paid 'success' status, plus a recurring one-star theme about slow support during the January-February peak, means the biggest name here isn't automatically the safest bet for a filer who can't afford a mistake at deadline time.

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